Alert Pensioners: We've published CPI calculations for January 2025 & the pension will increase by 1.2% (1.6% for DFRDB/DFRB over 55). See the calculations

Product Disclosure Statement

The Product Disclosure Statement provides important information about the fund, including about the benefits, risks, fees and costs of investing in the fund.

The Product Disclosure Statement refers to and incorporates the information set out in the additional booklets available below. You should consider the Product Disclosure Statement before making any decision about your super.
Select a scheme
  • ADF Super
  • CSCri
  • CSS
  • DFRDB
  • MilitarySuper
  • PSS
  • PSSap
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For information about DFRDB please see the DFRDB book on our Factsheets and publications page.

ADF Super

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in ADF Super.

Insurance and your ADF Super

This document outlines the ADF Super insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. It forms part of the ADF Super Product Disclosure statement.

Tax and your ADF Super

This document outlines how tax can impact on a member's ADF Super account. It forms part of the ADF Super Product Disclosure statement.

Investment options and risk

This document outlines the investment options available to ADF Super members. It forms part of the ADF Super Product Disclosure statement.

Your ADF Super fees and costs

This document outlines the fees and costs that you may be charged. It forms part of the ADF Super Product Disclosure statement.

Target Market Determination

CSS

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in the Commonwealth Superannuation Scheme. It includes references to the Investment options and risk, Fees and other costs, Tax and your CSS super and Death and invalidity benefits booklets which form part of the Product Disclosure Statement.

Investment options and risk

This document outlines the investment options available in the CSS. It forms part of the CSS Product Disclosure statement.

Fees and other costs

This document outlines the fees and costs that may be charged. It forms part of the CSS Product Disclosure statement.

Tax and your CSS super

This document outlines how tax can impact on a member's CSS super. It forms part of the CSS Product Disclosure statement.

Death and invalidity benefits

This document outlines information on CSS death and invalidity benefits. It forms part of the CSS Product Disclosure statement.

MilitarySuper

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in the MilitarySuper.

Investment options and risk

This document outlines the investment options available to MilitarySuper members. It forms part of the MilitarySuper Product Disclosure statement.

Fees and other costs

This document outlines the fees and costs that may be charged. It forms part of the MilitarySuper Product Disclosure statement.

Tax and your MilitarySuper

This document outlines how tax can impact a MilitarySuper account. It forms part of the MilitarySuper Product Disclosure statement.

MilitarySuper Death and Invalidity

This document outlines information on MilitarySuper death and invalidity entitlements. It forms part of the MilitarySuper Product Disclosure statement.

PSS

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in PSS.

Investment options and risk

This document outlines the investment options available to PSS members. It forms part of the PSS Product Disclosure statement.

Tax and your PSS super

This document outlines how tax can impact on a member's super account. It forms part of the PSS Product Disclosure statement.

Fees and other costs

This document outlines the fees and costs that may be charged. It forms part of the PSS Product Disclosure statement.

Death and invalidity benefits

Understand the death, invalidity retirement and partial invalidity benefits available through PSS.

PSSap

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing super in PSSap Super.

Investment options and risk

This document outlines the investment options available to PSSap members. It forms part of the PSSap Product Disclosure statement.

Your PSSap fees and costs

This document outlines the fees and costs that may be charged. It forms part of the PSSap Product Disclosure statement.

Tax and your PSSap super

This document outlines how tax can affect a member's super account. It forms part of the PSSap Product Disclosure statement.

Insurance and your PSSap super

This document outlines the PSSap insurance options, including who is eligible, how to change cover or opt out, how much cover costs, and the conditions and exclusions that apply. It forms part of the PSSap Product Disclosure statement.

CSCri

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in CSCri.

Target market determination

DFRDB Book

This booklet provides information on the main features of DFRDB. It covers how benefits are calculated when a member leaves the Australian Defence Force (ADF). Use this booklet to understand the DFRDB entitlements.

Financial Services Guide

Financial Services Guide

This Financial Services Guide (FSG) for MilitarySuper, PSS and CSS is designed to assist you in deciding whether to use any of the services referred to in this Guide.

Financial Services Guide

Financial Services Guide

This Financial Services Guide (FSG) is designed to assist you in deciding whether to use any of the services referred to in this Guide.