Product Disclosure Statement
The Product Disclosure Statement for your super fund provides important information about the fund, including about the benefits, risks, fees and costs of investing in the fund.
The Product Disclosure Statement refers to and incorporates the information set out in the additional booklets available below. You should consider the Product Disclosure Statement before making any decision about your super.
ADF Super
Product Disclosure Statement
This document provides important information about the features, benefits, risk and cost of investing your super in ADF Super.
Insurance and your ADF Super
This document outlines your ADF Super insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and the conditions and exclusions that apply. It forms part of the ADF Super Product Disclosure statement.
Tax and your ADF Super
This document outlines how tax can impact on your super account. It forms part of the ADF Super Product Disclosure statement.
Investment options and risk
This document outlines the investment options available to ADF Super members. It forms part of the ADF Super Product Disclosure statement.
Your ADF Super fees and costs
This document outlines the fees and costs that you may be charged. It forms part of the ADF Super Product Disclosure statement.
Target Market Determination
CSS
Product Disclosure Statement
This document provides important information about the features, benefits, risk and cost of investing your super in the Commonwealth Superannuation Scheme. It includes references to the Investment options and risk, Fees and other costs, Tax and your CSS super and Death and invalidity benefits booklets which form part of the Product Disclosure Statement.
Investment options and risk
This document outlines the investment options available in the CSS. It forms part of the CSS Product Disclosure statement.
Fees and other costs
This document outlines the fees and costs that you may be charged. It forms part of the CSS Product Disclosure statement.
Tax and your CSS super
This document outlines how tax can impact on your super account. It forms part of the CSS Product Disclosure statement.
Death and invalidity benefits
This document outlines information on your CSS death and invalidity benefits. It forms part of the CSS Product Disclosure statement.
Update to the CSS Product Disclosure Statement (PDS) and the CSS Fees and other costs booklet
Issued 27 September 2023, this document updates the Fees and other costs information disclosed in the CSS PDS and CSS Fees and other costs booklet.
Update to the CSS Product Disclosure Statement (PDS) and the Investment options and risk booklet
Issued 1 March 2024, this document updates the asset allocation information in the CSS PDS and CSS Investment options and risk booklet.
MilitarySuper
Product Disclosure Statement
Eighth edition, Issued 30 September 2022.
Investment options and risk
This document outlines the investment options available to MilitarySuper members. It forms part of the MilitarySuper Product Disclosure statement.
Fees and other costs
This document outlines the fees and costs that you may be charged. It forms part of the MilitarySuper Product Disclosure statement.
Tax and your MilitarySuper
This document outlines how tax can impact on your super account. It forms part of the MilitarySuper Product Disclosure statement.
MilitarySuper Death and Invalidity
This document outlines information on your MilitarySuper death and invalidity entitlements. It forms part of the MilitarySuper Product Disclosure statement.
Updates to the MilitarySuper investment options and risk booklet
Issued 31 March 2023, this document updates the target asset allocation for the Income Focused investment option disclosed in the MilitarySuper Investment options and risk booklet.
Update to the MilitarySuper Product Disclosure Statement (PDS) and the MilitarySuper Fees and other costs booklet
Issued 27 September 2023, this document updates the Fees and other costs information disclosed in the MilitarySuper PDS and MilitarySuper Fees and other costs booklet.
Update to the MilitarySuper Product Disclosure Statement (PDS) and the Investment options and risk booklet
Issued 1 March 2024, this document updates the asset allocation information in the MilitarySuper PDS and MilitarySuper Investment options and risk booklet.
PSS
Product Disclosure Statement
This document provides important information about the features, benefits, risk and cost of investing your super in PSS.
Investment options and risk
This document outlines the investment options available to PSS members. It forms part of the PSS Product Disclosure statement.
Tax and your PSS super
This document outlines how tax can impact on your super account. It forms part of the PSS Product Disclosure statement.
Fees and other costs
This document outlines the fees and costs that you may be charged. It forms part of the PSS Product Disclosure statement.
Death and invalidity benefits
Understand the death, invalidity retirement and partial invalidity benefits available through PSS.
Update to the PSS Product Disclosure Statement (PDS) and the PSS Fees and other costs booklet
Issued 27 September 2023, this document updates the Fees and other costs information disclosed in the PSS PDS and PSS Fees and other costs booklet.
Update to the PSS Product Disclosure Statement (PDS), the Investment options and risk booklet and the Death and Invalidity benefits booklet
Issued 1 March 2024, this document updates the asset allocation information in the PSS PDS, the PSS Investment options and risk booklet and changes to Leave without pay in the Death and Invalidity benefits booklet.
PSSap
Product Disclosure Statement
This document provides important information about the features, benefits, risk and cost of investing your super in PSSap Super.
Investment options and risk
This document outlines the investment options available to PSSap members. It forms part of the PSSap Product Disclosure statement.
Your PSSap fees and costs
This document outlines the fees and costs that you may be charged. It forms part of the PSSap Product Disclosure statement.
Tax and your PSSap super
This document outlines how tax can impact on your super account. It forms part of the PSSap Product Disclosure statement.
Insurance and your PSSap super
This document outlines your PSSap insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and the conditions and exclusions that apply. It forms part of the PSSap Product Disclosure statement.
CSCri
Product Disclosure Statement
This document provides important information about the features, benefits, risk and cost of investing your super in CSCri.
Target market determination
DFRDB Book
This booklet has been designed to provide you with information on the main features of DFRDB. This booklet covers how your benefits are calculated when you leave the Australian Defence Force (ADF). You should use this booklet to help gain an understanding of your entitlements under DFRDB.
Financial Services Guide
Financial Services Guide
This Financial Services Guide (FSG) for MilitarySuper, PSS and CSS is designed to assist you in deciding whether to use any of the services referred to in this Guide.
Financial Services Guide
Financial Services Guide
This Financial Services Guide (FSG) is designed to assist you in deciding whether to use any of the services referred to in this Guide.