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CSC Retirement Profiles

Our CSC Retirement Profiles give you options to manage your super savings in retirement

Behind every CSC Retirement Profile sits a CSCri Standard retirement income stream account that is tuned to the characteristics of the profile. Each retirement income solution includes specific investment and income drawdown strategies that balance the needs, characteristics and key objective of the profile. The key objectives include:

Income maximisation

Geared toward making your income from super last over the period of retirement; it strikes a balance between paying you an income and investing in growth assets.

Income stability

Prioritises stable and sustainable income during retirement, more so than growth; this objective focuses on the long game by considering the risk of outliving your super retirement income (known as longevity risk), and investment and inflation risks.

Flexible access

Recognises the need for unplanned access to money in an account-based pension during retirement, to meet unforeseen needs—for example, increasing or unexpected health costs.

How to choose

  1. Select the tab that matches your relationship status and whether you’re renting or live in your own home (owning your home includes having a mortgage or owning it outright). You’ll see up to five profiles.

  2. Look at the super balances on the profile, then read the summary to narrow your choice.

  3. When you see one that that feels ‘like you’, select View. A summary page will display, which explains more about the profile you picked.

  4. If it looks right for you, forecast your numbers in the PSSap Retirement Modeller for that profile. This will give you a forecast of what your retirement income might look like, your yearly retirement income amount and how long your income might last—you can then apply for a CSCri account that’s tailored to that profile’s characteristics.

  5. For further support call 1300 725 171.

The information we provide about CSC Retirement Profiles is general advice only and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on any such general advice, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. You should obtain a copy of the relevant Product Disclosure Statement and consider its contents before making any decision regarding your super.

I'm single and rent

My super is less than $324K

My retirement savings goal

  • Flexible access.
  • I use it for top ups and emergencies.

I'll likely get the Age Pension

Yes, part or full Age Pension


I have other financial assets

Yes, $87K–$145K

Learn more about My super is less than $324K

My super is from $324K–$400K

My retirement savings goal

  • Income stability.
  • I use it for top ups and occasional spending.

I'll likely get the Age Pension

Yes, part Age Pension


I have other financial assets

Yes, $87K–$145K

Learn more about My super is from $324K–$400K

My super is from $180K–$400K

My retirement savings goal

  • Maximise retirement income.
  • I rely on it to live on.

I'll likely get the Age Pension

Yes, part or full Age Pension


I have other financial assets

Yes, less than $69K

Learn more about My super is from $180K–$400K

My super is from $400K–$750K

My retirement savings goal

  • Maximise retirement income.
  • I rely on it to live on.

I'll likely get the Age Pension

Yes, part Age Pension


I have other financial assets

Yes, less than $69K

Learn more about My super is from $400K–$750K

My super is less than $180K

My retirement savings goal

  • Flexible access.
  • I use it for large, occasional spending.

I'll likely get the Age Pension

Yes, full Age Pension


I have other financial assets

Yes, less than $69K

Learn more about My super is less than $180K

I'm single and live in my own home

My super is less than $200K

My retirement savings goal

  • Flexible access.
  • I use it for top ups and emergencies.

I'll likely get the Age Pension

Yes, part or full Age Pension


I have other financial assets

Yes, $63K–$145K

Learn more about My super is less than $200K

My super is from $200K–$400K

My retirement savings goal

  • Income stability.
  • I use it for top ups and occasional spending.

I'll likely get the Age Pension

Yes, part Age Pension


I have other financial assets

Yes, $63K–$145K

Learn more about My super is from $200K–$400K

My super is from $180K–$420K

My retirement savings goal

Income stability, for 5 years. I may change my goal after that.


I'll likely get the Age Pension

Yes, part Age Pension


I have other financial assets

Yes, $173K–$276K

Learn more about My super is from $180K–$420K

We're a couple and rent

Our super is less than $486K

Our retirement savings goal

  • Flexible access.
  • We use it for top ups and emergencies.

We'll likely get the Age Pension

Yes, part or full Age Pension


We have other financial assets

Yes, $87K–$145K

Learn more about Our super is less than $486K

Our super is from $486K–$900K

Our retirement savings goal

  • Income stability.
  • We use it for top ups and occasional spending.

We'll likely get the Age Pension

Yes, part Age Pension


We have other financial assets

Yes, $87K–$145K

Learn more about Our super is from $486K–$900K

Our super is from $360K–$700K

Our retirement savings goal

  • Maximise retirement income.
  • We rely on it to live on.

We'll likely get the Age Pension

Yes, part or full Age Pension


We have other financial assets

Yes, less than $69K

Learn more about Our super is from $360K–$700K

Our super is from $700K–$1.1m

Our retirement savings goal

  • Maximise retirement income.
  • We rely on it to live on.

We'll likely get the Age Pension

Yes, part Age Pension


We have other financial assets

Yes, less than $69K

Learn more about Our super is from $700K–$1.1m

Our super is less than $360K

Our retirement savings goal

  • Flexible access.
  • We use it for large, occasional spending.

We'll likely get the Age Pension

Yes, full Age Pension


We have other financial assets

Yes, less than $69K

Learn more about Our super is less than $360K

We're a couple and live in our own home

Our super is less than $350K

Our retirement savings goal

  • Flexible access.
  • We use it for top ups and emergencies.

We'll likely get the Age Pension

Yes, part or full Age Pension


We have other financial assets

Yes, $63K-$145K

Learn more about Our super is less than $350K

Our super is from $350K–$840K

Our retirement savings goal

  • Income stability.
  • We use it for top ups and occasional spending.

We'll likely get the Age Pension

Yes, part Age Pension


We have other financial assets

Yes, $63K-$145K

Learn more about Our super is from $350K–$840K

Our super is from $360K–$900K

Our retirement savings goal

Income stability, for 5 years. We may change our goal after that.


We'll likely get the Age Pension

Yes, part Age Pension


We have other financial assets

Yes, $173K-$276K

Learn more about Our super is from $360K–$900K

Explore our Retirement guides and workbook

Our downloadable Retirement guides and workbook consider your retirement planning concerns and challenges. Learn more

Financial planning

Get step-by-step advice designed to grow you a secure and stable future.

Learn more
CSCri and CSC Retirement Profiles are not currently available to ADF customers. CSC is working with relevant Australian Government departments to enable CSC to offer an account-based pension product such as CSCri to our ADF customers where possible. For more information read our CSC retirement income strategy.